Compulsory health insurance: Flexpolis public healthcare insurance

The Flexpolis public healthcare insurance is the compulsory health insurance in the Netherlands. Public healthcare insurance gives insured the right to the most necessary healthcare, such as general practitioner care, hospitalisation and emergency care.

Supplementary insurance: Flexpolis No Risk I and No Risk II

With supplementary insurance, your foreign employees are entitled to additional reimbursements that are particularly interesting to them, but which are not reimbursed under the compulsory public healthcare insurance. The reimbursements of our supplementary insurances are listed below:

No Risk I 2024 No Risk II 2024
Compulsory excess as defined in the public healthcare insurance (€385,-) 100%
Emergency dental treatment in the Netherlands maximum € 200,- per calendar year
Repatriation (transport home) within Europe when medically necessary 100%
Repatriation (transport home) within Europe in the event of death 100%
Reimbursement of statutory personal contribution for medicines of €250 100%


For more information, please view our online reimbursement schedule or read our insurance conditions (PDF).